I've spent the past week really reflecting on whether gender roles make a difference on the financial decisions and plans of my family. We tend to see ourselves as non-traditional when it comes to gender roles. This is especially true now since both my husband and I work full-time, I'm taking a full-time load of classes, and we're still raising two teenagers while running a small side business. With the addition of schoolwork since last Fall, my husband has been taking over a majority of the evening meal prep. Hardly traditional. And yet, I found myself taking a closer look at why we divided financial responsibility the way we did.
Traditional American gender roles
would state that as the feminine one, I would contribute the nurturing aspects of the family. This would include cooking meals, taking care of clothing, and caring for the children. My husband would handle the maintenance of the home and vehicles, be technically savvy, and the main provider. In our family, however, the physicalness of those roles are mixed. We both work, we both care for the children, we both fix things around the house. But this week, when thinking about how our financial decisions are made, I realized that this is where gender role traditions appear. My husband and I work the same amount of hours and make almost the exact same amount of pay. We each have separate bank accounts and have divided up who-pays-what as equally as possible with some fluctuation month-to-month. What I noticed was that the household expense each of us pays appears to be divided on traditional gender roles. He pays the mortgage and car parts when needed (maintenance of the home and vehicles). He pays the internet, water, and electric (provider for the home and family). The expenses I take care of align more with traditional feminine expectations. I budget and pay for the groceries, health insurance, clothing, and much of the time I take care of any extra expenses the children need like allowance, field trip money, or buying their musical instruments. These are nurturing expenses while my husbands are more physical.
The most insightful thing I've notice when contemplating how gender role might affect our financial decision making is that we're okay with this. In no way does the division of financial responsibility make one of us feel more powerful or superior to the other. We meet on a regular basis to discuss our financial goals, adjust who's paying what when necessary, and keep an open conversation. While it is interesting to see how our upbringing and gender roles have influenced our financial decisions, we still feel that we're equal in this. Open communication and respect for keeping things equal helps keep our family, and finances, strong.



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